Review what changed since the last renewal
Check roof work, chimney repairs, heating appliances, occupancy, outbuildings, electrical work and any material property changes. Your policy wording determines what must be disclosed, but the property history should still show when changes occurred.
Gather recurring evidence
Bring together sweep certificates, electrical reports, roof inspection evidence, fire-equipment servicing and other documents connected with the conditions in your policy. Check that the dates and property details on the documents are correct.
Read the new wording
Do not assume the next policy has identical endorsements. Compare schedules and conditions, note additions or removals and ask the broker or insurer to clarify anything that is unclear.
Review the buildings sum insured
If the rebuild basis has not been reviewed for some time, consider whether professional advice is appropriate. Keep the valuation or calculation source with the renewal record.
Archive the finished renewal
Save the final schedule, endorsements, premium, broker correspondence and evidence submitted. Then update the next renewal date and any new recurring conditions in your tracker.
Source guidance can change. Check the current version and obtain property-specific advice where needed.
